Solutions
Onboarding flows that show both identity and cash plausibility
Combine identity milestones with cash evidence using structured endpoints — useful for onboarding flows that must explain decisions to compliance.
KYC vendors prove who someone is; they rarely prove whether cash behavior matches stated business models. Adding cash endpoints after bank linking gives compliance teams a second line of evidence without duplicating ledger storage.
Sequencing sensitive checks
Run cash scoring only after consent and data minimization reviews are complete. Store outputs with the same case ids your SAR workflows already use.
Documentation for examiners
Point reviewers to deterministic narratives and structured drivers rather than opaque scores. Link to your internal DPIA describing envelope contents and retention.
Adverse onboarding outcomes
When you decline based partly on cash signals, ensure customer-facing reasons align with regulatory expectations — JSON supports internal memos but is not itself the consumer notice.