Solutions
Invoice finance decisions backed by API-grade cash evidence
Structured cash health and AR signals for invoice finance programs that need repeatable JSON for credit memos, limits, and portfolio surveillance.
Invoice financing lives in the gap between dilution risk and operating reality. Underwriters need fast evidence that receivables quality and cash timing support advance rates — evidence that spreadsheets struggle to reproduce consistently across underwriters.
Why JSON beats PDF packages for repeat deals
Repeat borrowers should not require bespoke analyst rebuilds every cycle. Storing structured responses lets you diff drivers month-over-month and auto-escalate when volatility spikes.
Cashytics AR and health routes share one envelope so you can reuse ingestion when you add new programs.
Surveillance after funding
Post-close monitoring benefits from the same contract as origination. Schedule envelopes against funded portfolios and attach outputs to watch-list tickets automatically.
When advance rates step down at renewal, attach both the new JSON and the prior period snapshot so relationship managers explain changes with evidence, not vibes.
Implementation notes
Validate optional `ar_aging` blocks against the schema before production — bucket labels must remain stable for downstream analytics.
Credit committee hygiene
Store immutable links from committee PDFs to the exact POST payload hash so exceptions teams can replay decisions during portfolio sales or audits.