Solutions
Marketplace risk when payouts, reserves, and velocity interact
Cash health and distress for marketplaces balancing seller payouts, reserves, and float — structured JSON for risk ops.
Marketplaces juggle seller cash, buyer protections, and processor reserves. API signals help risk ops see when velocity improvements still stress balances because reserve holds increased.
Reserve policy iteration
Replay envelopes when you change reserve algorithms to quantify downstream cash impact before you announce policy shifts.
Segment by seller tier so new sellers with thin history do not inherit false calm from marketplace-level averages.
Buyer protection programs
Model chargeback and refund windows explicitly — they often drive reserve step-functions unrelated to seller quality.
Payout acceleration
When you offer instant payouts, stress-test float assumptions weekly because processor policies and fraud rates move faster than finance models update.
Cross-border
FX settlement timing can flatten or exaggerate distress depending on direction. Tag cross-border legs in ingestion so narratives stay honest.