Solutions
Processor reserves as first-class cash risk
Cash signals for platforms navigating processor reserves, chargebacks, and settlement delays — structured JSON for risk ops.
Processor reserve changes can dwarf operating performance in a single week. Distress and runway endpoints help teams model reserve step-functions instead of pretending cash is smooth.
Scenario hooks
Use the scenario runner endpoint to stress reserve increases alongside revenue shocks when policies change.
Model chargeback windows explicitly — reserves often lag dispute outcomes by weeks.
Sub-merchant programs
Aggregate worst-of distress across sub-merchants for platform-level limits while preserving sub-merchant JSON for investigations.
Payout schedule shifts
When you accelerate payouts for top sellers, rerun envelopes to confirm aggregate float still covers reserve requirements.
Regulatory and partner comms
Attach structured outputs to tickets when appealing reserve holds so partner risk teams see reproducible evidence, not only angry emails.